Tag Archives: Black Friday

October Saving, November Goal

2 Nov

So, we haven’t really created a savings plan.  We should, and we should categorize everything, and carefully pick through what we need and don’t need.  But we haven’t.  Our plan for the first month of our new ‘budget’ has basically been: save anything you can.  No buying lunches at work, no picking up unnecessary but adorable dresses on our trips to Target (sighhh), and making dinners at home.  At the end of our first month, I think we have both been successful.  I don’t know exactly how much money TS was able to save, but he said his credit card bill was lower than it had been since he moved to the city last spring.  Mine was lower, too, but I had to mentally add the charges on my Target debit card instead of pretending I didn’t spend the money, which took a bit of the bite out of my savings.  I was able to transfer a chunk of change into my online savings account yesterday, which in addition to my  savings account at the credit union, is growing again after the large withdrawal to buy my car in August.  Less money in my bank account? Bummer.  No car payments?  Worth it. Continue reading

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